Commercial Rates & LTVs

Effective   11/30/2001


Apartment Building and Mixed Use Only       5-100 Units
700+ 70% 25% 5% 11.00%
640 - 699 65% 30% 5% 11.50%
600 - 639 60% 35% 5% 12.50%
550 - 599 55% 35% 10% 13.50%


Office, Retail, Warehouse and Self Storage
700+ 65% 30% 5% 12.00%
640 - 699 65% 30% 5% 12.50%
600 - 639 60% 35% 5% 13.50%
550 - 599 50% 40% 10% 14.00%


Industrial, Hospitality (with Flag), Gas Stations/Convenience Store (with Flag)
700+ 60% 35% 5% 13.00%
640 - 699 60% 35% 5% 13.50%
600 - 639 55% 40% 5% 14.50%
550 - 599 50% 40% 10% 14.50%


Special Purpose, Hospitality (no Flag) and Other
700+ 60% 35% 5% 13.50%
640 - 699 55% 40% 5% 14.00%
600 - 639 50% 45% 5% 15.00%
550 - 599 50% 40% 10% 15.00%

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